"Family mortgage" extended until December 31, 2023!
In July this year, the terms of the "Family Mortgage" were expanded, now families with even one child can take part in the program.
Thanks to these changes, more Russian citizens will be able to improve their living conditions.
From July 1, the "Family Mortgage" program will apply to families with one child, if he was born in the period from January 1, 2018 to December 31, 2022. The same conditions apply to families where there is an adopted child born during this period;
the rate for the program is 6%
if the child was born from July 1, 2022 to December 31, 2022, the mortgage can be taken until March 1, 2023;
the maximum loan amount for a preferential family mortgage in Moscow, St. Petersburg, Moscow and Leningrad regions will be 12 million rubles, in other regions - 6 million rubles;
under the preferential family mortgage program, it will be possible to take a new loan or refinance an existing one;
the down payment must be at least 15% of the cost of the apartment;
a home loan at a preferential rate can be obtained for up to 30 years.
More details:
https://minfin.gov.ru/ru/perfomance/GovSupport/
https: // ask.dom.rf/instructions/semeinaya-ipoteka/